Column National Association
Major Rating Factors:
A current level of 1.0 percent of nonperforming loans to core capital combined with 1.9 percent from a year earlier contributes to the Excellent asset quality (9.5). Operating profits as a percentage of assets at 9.9%, coupled with a return on assets of 6.9 has resulted in Excellent (9.2) profitability.
Other Rating Factors:
Excellent current capitalization (7.4 on a scale of 0 to 10) based on a risk-based capital ratio of 29.6 and a capital leverage ratio of 9.3. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.7 on a scale of 0 to 10).
Asset Mix:
Cash (42%), securities (31%), comm re (11%), consumer loans (2%), comm loans (2%), home mtgs (2%), other (9%)
States with Branches:
CA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
1 Letterman Drive
San Francisco, CA 94129
San Francisco, CA 94129
Phone Number
(530) 879-5900
Year Founded
2006
FDIC Number
Website
Largest Affiliates
No affiliate information available.