Major Rating Factors:
Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 1.0 has resulted in Fair (3.9) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 16.5 and a capital leverage ratio of 12.6. A current level of 0.3 percent of nonperforming loans to core capital contributes to the Good asset quality (6.9).
Asset Mix:
Comm re (47%), home mtgs (20%), securities (9%), cash (7%), comm loans (2%), home eq lns (1%), other (13%)
States with Branches:
DC, MD, VA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
John Marshall Bancorp, Inc.
Investment Rating
--
Address
1943 Isaac Newton Square
Reston, VA 20190
Reston, VA 20190
Phone Number
(703) 584-0840
Year Founded
2006
FDIC Number
Website
Largest Affiliates
No affiliate information available.