American Momentum Bank
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 26.1 and a capital leverage ratio of 19.2. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (10.0 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 1.6%, coupled with a return on assets of 1.3 has resulted in Good (5.6) profitability. A current level of 13.7 percent of nonperforming loans to core capital combined with 4.3 percent from a year earlier contributes to the Fair asset quality (3.2).
Asset Mix:
Comm re (22%), home mtgs (17%), cash (14%), comm loans (12%), securities (8%), consumer loans (0%), other (27%)
States with Branches:
FL, TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Adam Corporation
Investment Rating
--
Address
One Momentum Boulevard
College Station, TX 77845
College Station, TX 77845
Phone Number
(979) 774-1111
Year Founded
2006
FDIC Number
Website
Largest Affiliates
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