Mega Bank
Major Rating Factors:
A current level of 8.2 percent of nonperforming loans to core capital combined with 2.6 percent from a year earlier contributes to the Fair asset quality (3.9). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 17.0 and a capital leverage ratio of 13.6. Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 0.9 has resulted in Good (5.8) profitability.
Asset Mix:
Comm re (32%), cash (14%), home mtgs (5%), comm loans (4%), consumer loans (2%), securities (2%), other (42%)
States with Branches:
CA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
245 West Valley Boulevard
San Gabriel, CA 91776
San Gabriel, CA 91776
Phone Number
(626) 282-3000
Year Founded
2008
FDIC Number
Website
Largest Affiliates
No affiliate information available.