Community Bank of Pleasant Hill
Major Rating Factors:
A current level of 0.1 percent of nonperforming loans to core capital combined with 0.2 percent from a year earlier contributes to the Excellent asset quality (9.3). Good current capitalization (6.5 on a scale of 0 to 10) based on a risk-based capital ratio of 21.4 and a capital leverage ratio of 8.5.
Other Rating Factors:
Good liquidity 5.0, driven by a liquidity ratio of 37.7 percent and a “hot money” ratio of 0.1 percent. Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 0.9 has resulted in Fair (4.0) profitability.
Asset Mix:
Securities (55%), comm loans (19%), comm re (6%), home mtgs (5%), cash (3%), home eq lns (3%), consumer loans (2%), other (7%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Arcadia Financial Corporation
Investment Rating
--
Address
2401 North Seven Highway
Pleasant Hill, MO 64080
Pleasant Hill, MO 64080
Phone Number
(816) 540-2525
Year Founded
2006
FDIC Number
Website
Largest Affiliates
Raymore, MO
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Bank