Major Rating Factors:
A current level of 9.4 percent of nonperforming loans to core capital contributes to the Fair asset quality (3.1). Operating profits as a percentage of assets at 1.9%, coupled with a return on assets of 1.5 has resulted in Excellent (8.1) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 25.7. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (10.0 on a scale of 0 to 10).
Asset Mix:
Comm re (53%), cash (12%), securities (11%), comm loans (8%), home mtgs (2%), home eq lns (1%), other (13%)
States with Branches:
NV
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
9130 West Russell Road
Las Vegas, NV 89148
Las Vegas, NV 89148
Phone Number
(702) 853-0900
Year Founded
2007
FDIC Number
Website
Largest Affiliates
No affiliate information available.