Major Rating Factors:
Operating profits as a percentage of assets at 8.1%, coupled with a return on assets of 8.1 has resulted in Excellent (10.0) profitability. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (9.3).
Other Rating Factors:
Excellent current capitalization (8.0 on a scale of 0 to 10) based on a risk-based capital ratio of 29.6 and a capital leverage ratio of 9.7. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.6 on a scale of 0 to 10).
Asset Mix:
Cash (68%), comm loans (19%), comm re (6%), home mtgs (3%), home eq lns (1%), consumer loans (1%), other (3%)
States with Branches:
MT
Corporate Info
Bancorp of Montana Holding Company
--
125 Bank Street
Missoula, MT 59802
Missoula, MT 59802
(406) 829-2662
2007
Largest Affiliates
No affiliate information available.