Major Rating Factors:
A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (9.6). Operating profits as a percentage of assets at 1.9%, coupled with a return on assets of 1.5 has resulted in Excellent (7.4) profitability.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.9 on a scale of 0 to 10). Good current capitalization (6.6 on a scale of 0 to 10) based on a risk-based capital ratio of 38.1 and a capital leverage ratio of 9.1.
Asset Mix:
Securities (44%), cash (36%), home mtgs (12%), comm re (3%), comm loans (1%), home eq lns (1%), consumer loans (0%), other (3%)
States with Branches:
VA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Chain Bridge Bancorp, Inc.
Investment Rating
Address
1445-A Laughlin Avenue
McLean, VA 22101
McLean, VA 22101
Phone Number
(703) 748-2005
Year Founded
2007
FDIC Number
Website
Largest Affiliates
No affiliate information available.