Major Rating Factors:
Operating profits as a percentage of assets at 1.0%, coupled with a return on assets of 0.8 has resulted in Fair (4.0) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (8.9 on a scale of 0 to 10) based on a risk-based capital ratio of 13.9 and a capital leverage ratio of 10.3. A current level of 0.4 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.5).
Asset Mix:
Comm re (39%), home mtgs (23%), comm loans (9%), cash (6%), securities (5%), home eq lns (4%), consumer loans (1%), other (14%)
States with Branches:
NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
NBC Bancshares LLC
Investment Rating
--
Address
6000 Village Drive
Lincoln, NE 68516
Lincoln, NE 68516
Phone Number
(402) 423-2111
Year Founded
2007
FDIC Number
Website
Largest Affiliates
No affiliate information available.