Spring Bank
Major Rating Factors:
A current level of 19.6 percent of nonperforming loans to core capital combined with 3.5 percent from a year earlier contributes to the Weak asset quality (2.4). Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.1 has resulted in Good (5.0) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 12.6. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.9 on a scale of 0 to 10).
Asset Mix:
Comm re (43%), comm loans (15%), securities (10%), home mtgs (9%), cash (5%), home eq lns (2%), other (16%)
States with Branches:
WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
16620 West Bluemound Road
Brookfield, WI 53005
Brookfield, WI 53005
Phone Number
(262) 754-5555
Year Founded
2008
FDIC Number
Website
Largest Affiliates
No affiliate information available.