Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.1 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (9.7 on a scale of 0 to 10) and a capital leverage ratio of 10.8. A current level of 0.7 percent of nonperforming loans to core capital combined with 1.0 percent from a year earlier contributes to the Excellent asset quality (8.7).
Asset Mix:
Cash (29%), comm re (28%), securities (16%), comm loans (6%), home mtgs (5%), home eq lns (4%), consumer loans (0%), other (11%)
States with Branches:
VA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
CSBH, LLC
Investment Rating
--
Address
1870 Stoneridge Commerce Drive
Powhatan, VA 23139
Powhatan, VA 23139
Phone Number
(804) 302-4858
Year Founded
2009
FDIC Number
Website
Largest Affiliates
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