Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.4 on a scale of 0 to 10).
Other Rating Factors:
A current level of 0.0 percent of nonperforming loans to core capital combined with 1.3 percent from a year earlier contributes to the Excellent asset quality (7.8). Good current capitalization (6.2 on a scale of 0 to 10) based on a risk-based capital ratio of 11.9 and a capital leverage ratio of 8.2.
Asset Mix:
Comm re (32%), comm loans (19%), home mtgs (19%), cash (9%), consumer loans (9%), securities (3%), other (10%)
States with Branches:
CT
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First City Fund Corporation
Investment Rating
--
Address
299 Whalley Avenue
New Haven, CT 06511
New Haven, CT 06511
Phone Number
(203) 285-6490
Year Founded
2010
FDIC Number
Website
Largest Affiliates
No affiliate information available.