Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.7%, coupled with a return on assets of 1.3 has resulted in Good (5.8) profitability.
Other Rating Factors:
Fair liquidity 4.9, driven by a liquidity ratio of 53.6 percent and a “hot money” ratio of 4.1 percent. A current level of 3.1 percent of nonperforming loans to core capital combined with 5.1 percent from a year earlier contributes to the Good asset quality (6.7).
Asset Mix:
Cash (45%), comm re (34%), securities (6%), comm loans (5%), consumer loans (2%), home mtgs (1%), other (7%)
States with Branches:
NV
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Lexicon Bancorp
Investment Rating
--
Address
Tivoli Village
Las Vegas, NV 89145
Las Vegas, NV 89145
Phone Number
(702) 780-7700
Year Founded
2019
FDIC Number
Website
Largest Affiliates
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