Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.0 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.1 has resulted in Good (5.2) profitability.
Other Rating Factors:
Fair liquidity 4.9, driven by a liquidity ratio of 52.5 percent and a “hot money” ratio of 4.3 percent. Excellent current capitalization (7.3 on a scale of 0 to 10) based on a risk-based capital ratio of 21.5 and a capital leverage ratio of 9.2.
Asset Mix:
Cash (46%), comm re (36%), securities (6%), comm loans (4%), consumer loans (3%), home mtgs (1%), other (4%)
States with Branches:
NV
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Lexicon Bancorp
Investment Rating
--
Address
Tivoli Village
Las Vegas, NV 89145
Las Vegas, NV 89145
Phone Number
(702) 780-7700
Year Founded
2019
FDIC Number
Website
Largest Affiliates
No affiliate information available.