Major Rating Factors:
An analysis of stability tests since inception including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0). Operating profits as a percentage of assets at 0.4%, coupled with a return on assets of 0.4 has resulted in Weak (2.1) profitability.
Other Rating Factors:
Weak liquidity 1.6, driven by a liquidity ratio of 21.2 percent and a “hot money” ratio of 27.4 percent. A current level of 7.6 percent of nonperforming loans to core capital combined with 13.2 percent from a year earlier contributes to the Fair asset quality (4.3).
Asset Mix:
Comm re (43%), comm loans (25%), cash (16%), securities (13%), other (4%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
--
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
--
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
FWB Financial, Inc.
Investment Rating
--
Address
1308 North Elston
Chicago, IL 60642
Chicago, IL 60642
Phone Number
(312) 690-4522
Year Founded
2021
FDIC Number
Website
Largest Affiliates
No affiliate information available.