Major Rating Factors:
An analysis of stability tests since inception including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0). A current level of 9.6 percent of nonperforming loans to core capital combined with 8.5 percent from a year earlier contributes to the Good asset quality (5.1).
Other Rating Factors:
Weak liquidity 1.9, driven by a liquidity ratio of 13.8 percent and a “hot money” ratio of 18.8 percent. Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 2.3 has resulted in Good (5.7) profitability.
Asset Mix:
Comm re (38%), comm loans (25%), securities (18%), cash (12%), other (7%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
--
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
--
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
FWB Financial, Inc.
Investment Rating
--
Address
29 North Wacker Drive
Chicago, IL 60606
Chicago, IL 60606
Phone Number
(312) 690-4522
Year Founded
2021
FDIC Number
Website
Largest Affiliates
No affiliate information available.