First Bank of Central Ohio
Major Rating Factors:
An analysis of stability tests since inception including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0). Operating profits as a percentage of assets at 0.5%, coupled with a return on assets of 0.4 has resulted in Weak (1.8) profitability.
Other Rating Factors:
Very Weak liquidity 0.4, driven by a liquidity ratio of 20.7 percent and a “hot money” ratio of 34.3 percent. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (7.3).
Asset Mix:
Comm re (23%), comm loans (18%), home mtgs (13%), securities (3%), home eq lns (3%), cash (2%), other (38%)
States with Branches:
OH
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
--
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
--
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
6700 North High Street
Worthington, OH 43085
Worthington, OH 43085
Phone Number
(614) 992-6700
Year Founded
2021
FDIC Number
Website
Largest Affiliates
No affiliate information available.