First Bank of Central Ohio
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0 on a scale of 0 to 10).
Other Rating Factors:
Very Weak liquidity 0.7, driven by a liquidity ratio of 23.7 percent and a “hot money” ratio of 37.4 percent. A current level of 11.6 percent of nonperforming loans to core capital contributes to the Good asset quality (5.2).
Asset Mix:
Comm re (22%), home mtgs (19%), comm loans (15%), cash (7%), securities (5%), home eq lns (2%), other (30%)
States with Branches:
OH
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
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1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
--
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
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Address
6700 North High Street
Worthington, OH 43085
Worthington, OH 43085
Phone Number
(614) 992-6700
Year Founded
2021
FDIC Number
Website
Largest Affiliates
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