Gulf Coast Business Bank
Major Rating Factors:
An analysis of stability tests since inception including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0). Operating profits as a percentage of assets at 0.5%, coupled with a return on assets of 0.4 has resulted in Weak (1.7) profitability.
Other Rating Factors:
Very Weak liquidity 0.2, driven by a liquidity ratio of 16.1 percent and a “hot money” ratio of 20.3 percent. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Good asset quality (5.2).
Asset Mix:
Comm re (50%), comm loans (15%), cash (10%), home mtgs (5%), securities (3%), other (18%)
States with Branches:
FL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
--
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
--
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
12205 Metro Parkway
Fort Myers, FL 33966
Fort Myers, FL 33966
Phone Number
(239) 345-2265
Year Founded
2022
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.