Major Rating Factors:
An analysis of stability tests since inception including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0).
Other Rating Factors:
Fair liquidity 4.3, driven by a liquidity ratio of 76.9 percent and a “hot money” ratio of 2.4 percent. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (8.9).
Asset Mix:
Cash (46%), comm loans (24%), comm re (18%), home mtgs (4%), securities (2%), other (6%)
States with Branches:
CA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
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5-Year Charge-Offs to Average Loans
5-Year Asset Growth
--
1-Year Asset Growth
--
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
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5-Year ROAA (Return on Average Assets)
--
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
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Address
100 Progress
Irvine, CA 92618
Irvine, CA 92618
Phone Number
(949) 704-1010
Year Founded
2023
FDIC Number
Website
Largest Affiliates
No affiliate information available.
