Bank of Burlington
Major Rating Factors:
An analysis of stability tests since inception including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0). Operating profits as a percentage of assets at 0.1%, coupled with a return on assets of 1.3 has resulted in Weak (1.0) profitability.
Other Rating Factors:
Fair liquidity 3.4, driven by a liquidity ratio of 38.2 percent and a “hot money” ratio of 1.0 percent. Excellent current capitalization (8.5 on a scale of 0 to 10) based on a risk-based capital ratio of 16.8 and a capital leverage ratio of 10.0.
Asset Mix:
Securities (29%), comm re (26%), cash (14%), comm loans (13%), home mtgs (5%), other (12%)
States with Branches:
VT
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
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1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
--
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
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Address
310 Kimball Avenue
South Burlington, VT 05403
South Burlington, VT 05403
Phone Number
(802) 992-1213
Year Founded
2022
FDIC Number
Website
Largest Affiliates
No affiliate information available.