The Business Bank
Major Rating Factors:
An analysis of stability tests since inception including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0).
Other Rating Factors:
Weak liquidity 2.7, driven by a liquidity ratio of 27.4 percent and a “hot money” ratio of 0.3 percent. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (7.7).
Asset Mix:
Comm re (30%), cash (19%), securities (16%), comm loans (10%), home mtgs (6%), other (19%)
States with Branches:
VT
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
--
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
--
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
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Address
310 Kimball Avenue
South Burlington, VT 05403
South Burlington, VT 05403
Phone Number
(802) 992-1213
Year Founded
2022
FDIC Number
Website
Largest Affiliates
No affiliate information available.