Solutions Plus Bank
Major Rating Factors:
An analysis of stability tests since inception including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0).
Other Rating Factors:
Good liquidity 6.4, driven by a liquidity ratio of 158.2 percent and a “hot money” ratio of 43.1 percent. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (9.6).
Asset Mix:
Cash (69%), securities (9%), comm loans (7%), home eq lns (3%), comm re (2%), home mtgs (1%), consumer loans (1%), other (8%)
States with Branches:
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
--
1-Year Asset Growth
--
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
--
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
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Address
700 AL Highway 75, North
Albertville, AL 35951
Albertville, AL 35951
Phone Number
(256) 849-0077
Year Founded
2025
FDIC Number
Largest Affiliates
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