Generations Community Bank
Major Rating Factors:
An analysis of stability tests since inception including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0).
Other Rating Factors:
Good liquidity 5.8, driven by a liquidity ratio of 447.4 percent and a “hot money” ratio of 22.4 percent. Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 86.2.
Asset Mix:
Cash (44%), securities (22%), comm re (10%), other (25%)
States with Branches:
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
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1-Year Asset Growth
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Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
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Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
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Address
2110 North Illinois Street
Indianapolis, IN 46202
Indianapolis, IN 46202
Phone Number
Year Founded
2026
FDIC Number
Largest Affiliates
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