B
JPMorgan Chase Bank, National Association
Columbus, OH
Data as of
June 30, 2021
Risk Based
Capital Ratio
17.70
Leverage
Ratio
7.88
Return On
Assets
1.28%
Total
Assets
3.19T
Capital
288.13B
Total
Deposits
2.01T
Net
Income
20.42B
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Major Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.3 on a scale of 0 to 10). A current level of 4.5 percent of nonperforming loans to core capital combined with 4.2 percent from a year earlier contributes to the Good asset quality (6.5).
Other Rating Factors: Good liquidity 7.0, driven by a liquidity ratio of 63.8 percent and a “hot money” ratio of 2.9 percent. Operating profits as a percentage of assets at 1.7%, coupled with a return on assets of 1.3 has resulted in Good (6.1) profitability.
Asset Mix: Cash (22%), securities (18%), home mtgs (7%), consumer loans (6%), comm loans (6%), comm re (1%), home eq lns (1%), other (38%)
States with Branches: AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI
Asset Quality
Non-Performing Loans to Capital
4.52%
Non-Performing Assets to Assets
0.46%
Non-Performing Loans to Loans
1.31%
Loan Loss Reserves to Loans
1.86%
Charge-Offs to Average Loans
0.35%
5-Year Charge-Offs to Average Loans
0.38%
5-Year Asset Growth
11.60%
1-Year Asset Growth
13.04%
Profitability
Operating Profit to Average Assets
1.70%
Return on Equity
14.67%
Net Interest Spread
1.73%
5-Year ROAA (Return on Average Assets)
1.02%
Overhead Efficiency Ratio
61.63%
Liquidity
Liquidity Ratio
63.79%
Hot Money
2.85%
Corporate Info
Group Affiliation
JPMorgan Chase & Co.
Investment Rating
Address
1111 Polaris Parkway
Columbus, OH 43240
Phone Number
(614) 248-5800
Year Founded
1824
FDIC Number
628
Largest Affiliates
Weiss Ratings