B
Citibank, N.A.
Sioux Falls, SD
Data as of
June 30, 2021
Risk Based
Capital Ratio
15.61
Leverage
Ratio
8.86
Return On
Assets
1.37%
Total
Assets
1.69T
Capital
164.41B
Total
Deposits
675.60B
Net
Income
11.52B
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Major Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.2 on a scale of 0 to 10). A current level of 4.2 percent of nonperforming loans to core capital combined with 4.8 percent from a year earlier contributes to the Good asset quality (6.9).
Other Rating Factors: Good current capitalization (6.9 on a scale of 0 to 10) based on a risk-based capital ratio of 15.6 and a capital leverage ratio of 8.9. Good liquidity 5.9, driven by a liquidity ratio of 46.5 percent and a “hot money” ratio of 2.6 percent.
Asset Mix: Securities (26%), cash (17%), consumer loans (9%), comm loans (9%), home mtgs (5%), comm re (1%), other (33%)
States with Branches: CA, CT, DC, DE, FL, IL, MD, NJ, NV, NY, PR, SD, TX, VA
Asset Quality
Non-Performing Loans to Capital
4.23%
Non-Performing Assets to Assets
0.40%
Non-Performing Loans to Loans
1.04%
Loan Loss Reserves to Loans
2.64%
Charge-Offs to Average Loans
0.76%
5-Year Charge-Offs to Average Loans
1.00%
5-Year Asset Growth
5.56%
1-Year Asset Growth
3.64%
Profitability
Operating Profit to Average Assets
1.73%
Return on Equity
14.20%
Net Interest Spread
2.37%
5-Year ROAA (Return on Average Assets)
0.78%
Overhead Efficiency Ratio
57.05%
Liquidity
Liquidity Ratio
46.47%
Hot Money
2.55%
Corporate Info
Group Affiliation
Citigroup Inc.
Investment Rating
Address
5800 South Corporate Place
Sioux Falls, SD 57108
Phone Number
(605) 370-6261
Year Founded
1812
FDIC Number
Largest Affiliates
Weiss Ratings