Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 12.8 and a capital leverage ratio of 12.0. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.7 on a scale of 0 to 10).
Other Rating Factors:
A current level of 5.5 percent of nonperforming loans to core capital combined with 2.1 percent from a year earlier contributes to the Fair asset quality (4.8). Weak liquidity 2.9, driven by a liquidity ratio of 10.2 percent and a “hot money” ratio of 8.7 percent.
Asset Mix:
Comm re (25%), home mtgs (16%), securities (15%), comm loans (8%), cash (4%), home eq lns (4%), consumer loans (1%), other (26%)
States with Branches:
IN, KY, MD, OH, PA, WV
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
WesBanco, Inc.
Investment Rating
Address
One Bank Plaza
Wheeling, WV 26003
Wheeling, WV 26003
Phone Number
(304) 234-9000
Year Founded
1870
FDIC Number
Website
Largest Affiliates
No affiliate information available.