New Century Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). A current level of 5.2 percent of nonperforming loans to core capital combined with 7.7 percent from a year earlier contributes to the Good asset quality (5.8).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 20.7 and a capital leverage ratio of 14.2. Operating profits as a percentage of assets at 2.1%, coupled with a return on assets of 2.0 has resulted in Excellent (9.8) profitability.
Asset Mix:
Home mtgs (30%), comm re (7%), cash (4%), consumer loans (3%), comm loans (2%), other (55%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Republic Bancorp, Inc.
Investment Rating
--
Address
1211 28th Street
Belleville, KS 66935
Belleville, KS 66935
Phone Number
(785) 527-2772
Year Founded
1905
FDIC Number
Website
Largest Affiliates
No affiliate information available.