Farmers Bank of Lohman
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 16.9. A current level of 0.1 percent of nonperforming loans to core capital contributes to the Excellent asset quality (9.7).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.5 on a scale of 0 to 10). Operating profits as a percentage of assets at 2.3%, coupled with a return on assets of 1.8 has resulted in Good (5.8) profitability.
Asset Mix:
Securities (52%), home mtgs (18%), cash (9%), comm loans (5%), consumer loans (2%), comm re (1%), other (13%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
103 Lomo Drive
Jefferson City, MO 65109
Jefferson City, MO 65109
Phone Number
(573) 893-5665
Year Founded
1909
FDIC Number
Largest Affiliates
No affiliate information available.