Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 12.1. Operating profits as a percentage of assets at 2.1%, coupled with a return on assets of 1.8 has resulted in Excellent (8.2) profitability.
Other Rating Factors:
A current level of 6.6 percent of nonperforming loans to core capital combined with 8.7 percent from a year earlier contributes to the Good asset quality (6.2). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.0 on a scale of 0 to 10).
Asset Mix:
Securities (37%), home mtgs (12%), comm re (8%), comm loans (7%), cash (6%), consumer loans (3%), other (26%)
States with Branches:
MT
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Forsyth Bancshares, Inc.
Investment Rating
--
Address
880 Main Street
Forsyth, MT 59327
Forsyth, MT 59327
Phone Number
(406) 346-2111
Year Founded
1917
FDIC Number
Website
Largest Affiliates
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