Bank 21
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). A current level of 0.4 percent of nonperforming loans to core capital combined with 0.4 percent from a year earlier contributes to the Excellent asset quality (7.4).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 13.8 and a capital leverage ratio of 11.5. Operating profits as a percentage of assets at 2.8%, coupled with a return on assets of 2.8 has resulted in Excellent (9.9) profitability.
Asset Mix:
Comm re (22%), home mtgs (20%), comm loans (9%), home eq lns (6%), cash (5%), securities (1%), consumer loans (1%), other (37%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Knott Holding Company, Inc.
Investment Rating
--
Address
One West Washington Street
Carrollton, MO 64633
Carrollton, MO 64633
Phone Number
(660) 542-2000
Year Founded
1903
FDIC Number
Largest Affiliates
There are no affiliate to display.