Bank of Lake Mills
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (5.0 on a scale of 0 to 10). A current level of 0.2 percent of nonperforming loans to core capital combined with 0.3 percent from a year earlier contributes to the Excellent asset quality (7.5).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 19.8 and a capital leverage ratio of 13.2. Operating profits as a percentage of assets at 2.0%, coupled with a return on assets of 1.9 has resulted in Excellent (8.7) profitability.
Asset Mix:
Home mtgs (31%), securities (14%), consumer loans (12%), comm re (12%), home eq lns (4%), cash (2%), comm loans (1%), other (24%)
States with Branches:
WI
Corporate Info
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136 East Madison Street
Lake Mills, WI 53551
Lake Mills, WI 53551
(920) 648-8336
1893
Largest Affiliates
No affiliate information available.