Bank of Lake Mills
Major Rating Factors:
A current level of 6.7 percent of nonperforming loans to core capital combined with 0.6 percent from a year earlier contributes to the Fair asset quality (4.8). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 14.4 and a capital leverage ratio of 12.0. Operating profits as a percentage of assets at 2.8%, coupled with a return on assets of 2.7 has resulted in Excellent (9.1) profitability.
Asset Mix:
Consumer loans (37%), home mtgs (19%), securities (8%), comm re (6%), home eq lns (3%), cash (1%), comm loans (0%), other (26%)
States with Branches:
WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
136 East Madison Street
Lake Mills, WI 53551
Lake Mills, WI 53551
Phone Number
(920) 648-8336
Year Founded
1893
FDIC Number
Website
Largest Affiliates
No affiliate information available.