Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.1 has resulted in Good (5.6) profitability.
Other Rating Factors:
Excellent current capitalization (7.2 on a scale of 0 to 10) based on a risk-based capital ratio of 13.6 and a capital leverage ratio of 9.1. A current level of 10.8 percent of nonperforming loans to core capital combined with 2.8 percent from a year earlier contributes to the Good asset quality (5.7).
Asset Mix:
Home mtgs (35%), comm re (18%), cash (6%), comm loans (5%), securities (4%), home eq lns (2%), consumer loans (2%), other (29%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Mid-Missouri Holding Company, Inc.
Investment Rating
--
Address
318 West Main Street
Sullivan, MO 63080
Sullivan, MO 63080
Phone Number
(573) 468-3191
Year Founded
1895
FDIC Number
Website
Largest Affiliates
No affiliate information available.