Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 20.8 and a capital leverage ratio of 12.4. Operating profits as a percentage of assets at 2.9%, coupled with a return on assets of 2.4 has resulted in Excellent (10.0) profitability.
Other Rating Factors:
A current level of 2.8 percent of nonperforming loans to core capital combined with 9.7 percent from a year earlier contributes to the Excellent asset quality (7.0). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (7.0 on a scale of 0 to 10).
Asset Mix:
Securities (40%), home mtgs (12%), comm loans (10%), consumer loans (9%), comm re (6%), cash (3%), other (19%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Security Bancshares Corporation
Investment Rating
--
Address
210 S Mekusukey
Wewoka, OK 74884
Wewoka, OK 74884
Phone Number
(405) 257-5411
Year Founded
1911
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.