Major Rating Factors:
A current level of 0.7 percent of nonperforming loans to core capital combined with 0.5 percent from a year earlier contributes to the Excellent asset quality (8.8). Excellent current capitalization (7.9 on a scale of 0 to 10) and a capital leverage ratio of 9.6.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.2 on a scale of 0 to 10). Weak liquidity 2.9, driven by a liquidity ratio of 10.0 percent and a “hot money” ratio of 19.6 percent.
Asset Mix:
Home mtgs (30%), securities (18%), comm re (17%), comm loans (6%), home eq lns (4%), cash (2%), consumer loans (1%), other (21%)
States with Branches:
MA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Bluestone Financial, MHC
Investment Rating
--
Address
756 Orchard Street
Raynham, MA 02767
Raynham, MA 02767
Phone Number
(508) 884-5567
Year Founded
1872
FDIC Number
Website
Largest Affiliates
No affiliate information available.