Major Rating Factors:
A current level of 0.4 percent of nonperforming loans to core capital combined with 0.5 percent from a year earlier contributes to the Excellent asset quality (8.9). Excellent current capitalization (7.7 on a scale of 0 to 10) and a capital leverage ratio of 9.5.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10). Weak liquidity 2.9, driven by a liquidity ratio of 10.1 percent and a “hot money” ratio of 19.8 percent.
Asset Mix:
Home mtgs (31%), securities (18%), comm re (17%), comm loans (6%), home eq lns (4%), cash (2%), consumer loans (1%), other (20%)
States with Branches:
MA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Bluestone Financial, MHC
Investment Rating
--
Address
756 Orchard Street
Raynham, MA 02767
Raynham, MA 02767
Phone Number
(508) 884-3300
Year Founded
FDIC Number
Website
Largest Affiliates
No affiliate information available.