Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 16.6 and a capital leverage ratio of 11.2. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.5 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.1 has resulted in Good (5.7) profitability. A current level of 5.5 percent of nonperforming loans to core capital combined with 2.4 percent from a year earlier contributes to the Good asset quality (5.3).
Asset Mix:
Comm re (29%), cash (27%), securities (8%), home mtgs (3%), comm loans (3%), home eq lns (1%), other (29%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Amalgamated Investments Company
Investment Rating
--
Address
30 North LaSalle Street
Chicago, IL 60602
Chicago, IL 60602
Phone Number
(312) 822-3000
Year Founded
1922
FDIC Number
Website
Largest Affiliates
No affiliate information available.