Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 13.7. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (8.9).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.6 on a scale of 0 to 10). Fair liquidity 4.4, driven by a liquidity ratio of 50.4 percent and a “hot money” ratio of 16.2 percent.
Asset Mix:
Securities (31%), cash (11%), home mtgs (11%), consumer loans (3%), comm loans (2%), comm re (2%), other (40%)
States with Branches:
MN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Hoffman Bancshares, Inc.
Investment Rating
--
Address
103 Main Avenue
Hoffman, MN 56339
Hoffman, MN 56339
Phone Number
(320) 986-2026
Year Founded
1911
FDIC Number
Website
Largest Affiliates
No affiliate information available.