Blissfield State Bank
Major Rating Factors:
Excellent current capitalization (9.9 on a scale of 0 to 10) and a capital leverage ratio of 10.9. A current level of 4.8 percent of nonperforming loans to core capital combined with 8.3 percent from a year earlier contributes to the Good asset quality (6.1).
Other Rating Factors:
Fair liquidity 4.8, driven by a liquidity ratio of 56.6 percent and a “hot money” ratio of 11.6 percent. Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 1.2 has resulted in Fair (4.7) profitability.
Asset Mix:
Securities (39%), home mtgs (16%), comm loans (7%), consumer loans (4%), comm re (3%), cash (2%), home eq lns (1%), other (29%)
States with Branches:
MI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Blissfield Bank Corporation
Investment Rating
--
Address
204 East Jefferson Street
Blissfield, MI 49228
Blissfield, MI 49228
Phone Number
(517) 486-2151
Year Founded
1873
FDIC Number
Largest Affiliates
No affiliate information available.