Community Bank Mankato
Major Rating Factors:
Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.0 has resulted in Fair (4.7) profitability. A current level of 17.9 percent of nonperforming loans to core capital combined with 20.9 percent from a year earlier contributes to the Weak asset quality (1.5).
Other Rating Factors:
Excellent current capitalization (7.7 on a scale of 0 to 10) based on a risk-based capital ratio of 13.2 and a capital leverage ratio of 9.5. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.5 on a scale of 0 to 10).
Asset Mix:
Comm re (30%), home mtgs (15%), comm loans (7%), securities (4%), cash (3%), consumer loans (1%), other (40%)
States with Branches:
MN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Vernon Center Bancshares, Inc.
Investment Rating
--
Address
201 East Main Street
Vernon Center, MN 56090
Vernon Center, MN 56090
Phone Number
(507) 549-3679
Year Founded
1929
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.