Bloomsdale Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (5.0 on a scale of 0 to 10). Good current capitalization (6.9 on a scale of 0 to 10) based on a risk-based capital ratio of 13.4 and a capital leverage ratio of 8.9.
Other Rating Factors:
Operating profits as a percentage of assets at 2.3%, coupled with a return on assets of 2.3 has resulted in Excellent (8.5) profitability. A current level of 2.2 percent of nonperforming loans to core capital combined with 3.7 percent from a year earlier contributes to the Excellent asset quality (7.2).
Asset Mix:
Securities (26%), home mtgs (21%), comm re (14%), home eq lns (9%), comm loans (8%), consumer loans (2%), cash (1%), other (19%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Peoples Community Bancorporation, Inc.
Investment Rating
--
Address
55 Mill Hill Road
Bloomsdale, MO 63627
Bloomsdale, MO 63627
Phone Number
(573) 483-2514
Year Founded
1914
FDIC Number
Website
Largest Affiliates
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