Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10). A current level of 6.0 percent of nonperforming loans to core capital combined with 8.2 percent from a year earlier contributes to the Good asset quality (5.5).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 18.1. Operating profits as a percentage of assets at 4.7%, coupled with a return on assets of 4.7 has resulted in Excellent (10.0) profitability.
Asset Mix:
Cash (13%), securities (3%), comm re (1%), comm loans (1%), other (82%)
States with Branches:
NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
O & F Cattle Company
Investment Rating
--
Address
218 Main Street
Oshkosh, NE 69154
Oshkosh, NE 69154
Phone Number
(308) 772-3234
Year Founded
1921
FDIC Number
Website
Largest Affiliates
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