State Bank of Table Rock
Major Rating Factors:
A current level of 4.1 percent of nonperforming loans to core capital combined with 0.4 percent from a year earlier contributes to the Fair asset quality (5.0). Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 1.2 has resulted in Fair (4.0) profitability.
Other Rating Factors:
Good current capitalization (6.7 on a scale of 0 to 10) based on a risk-based capital ratio of 12.1 and a capital leverage ratio of 8.7. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Asset Mix:
Home mtgs (19%), cash (10%), comm loans (7%), comm re (3%), consumer loans (2%), securities (1%), home eq lns (1%), other (56%)
States with Branches:
NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
DuRoc Investment Company
Investment Rating
--
Address
402 Houston Street
Table Rock, NE 68447
Table Rock, NE 68447
Phone Number
(402) 839-2035
Year Founded
1885
FDIC Number
Largest Affiliates
No affiliate information available.