B
Truist Bank
Data as of
December 31, 2021
Risk Based
Capital Ratio
Leverage
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Assets
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Assets
Capital
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Major Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (10.0 on a scale of 0 to 10). Good current capitalization (6.0 on a scale of 0 to 10) based on a risk-based capital ratio of 12.0 and a capital leverage ratio of 8.0.
Other Rating Factors: Good liquidity 6.1, driven by a liquidity ratio of 33.0 percent and a “hot money” ratio of 1.5 percent. A current level of 3.4 percent of nonperforming loans to core capital combined with 2.6 percent from a year earlier contributes to the Good asset quality (5.7).
Asset Mix: Securities (29%), comm loans (13%), consumer loans (10%), home mtgs (10%), comm re (8%), cash (4%), home eq lns (2%), other (24%)
States with Branches: AL, AR, DC, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Liquidity
Liquidity Ratio
Hot Money
Corporate Info
Group Affiliation
Truist Financial Corporation
Investment Rating
Address
214 North Tryon Street
Charlotte, NC 28202
Phone Number
(336) 733-2000
Year Founded
1872
FDIC Number
Largest Affiliates
No affiliate information available.
Weiss Ratings