Bridgeton Onized Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (1.7 on a scale of 0 to 10).
Other Rating Factors:
Weak liquidity 2.3, driven by a liquidity ratio of 11.3 percent and a “hot money” ratio of 0.0 percent. A current level of 13.7 percent of nonperforming loans to core capital contributes to the Fair asset quality (4.3).
Asset Mix:
Consumer loans (73%), home mtgs (12%), securities (3%), other (12%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
339 Main Street
Cedarville, NJ 08311
Cedarville, NJ 08311
Phone Number
(856) 692-4000
NCUA Charter Number
Website
Largest Competitors
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