Riverbank Federal Credit Union
Major Rating Factors:
A current level of 0.5 percent of nonperforming loans to core capital contributes to the Excellent asset quality (10.0). Good current capitalization (6.7 on a scale of 0 to 10) based on a net capital to total assets of 9.1 and a net worth ratio of 9.2.
Other Rating Factors:
Good liquidity 5.8, driven by a liquidity ratio of 35.3 percent and a “hot money” ratio of 9.9 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.5 on a scale of 0 to 10).
Asset Mix:
Home mtgs (22%), consumer loans (10%), securities (9%), other (59%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
516 Spring Street
Windsor Locks, CT 06096
Windsor Locks, CT 06096
Phone Number
(860) 292-2940
NCUA Charter Number
Website
Largest Competitors
Hartford, CT
East Hartford, CT
Waterford, CT
Stratford, CT
Windsor Locks, CT