Shaker Heights Federal Credit Union
Major Rating Factors:
Operating profits as a percentage of assets at 0.0%, coupled with a return on assets of 0.0 has resulted in Weak (2.1) profitability. A current level of 23.9 percent of nonperforming loans to core capital combined with 32.5 percent from a year earlier contributes to the Fair asset quality (3.7).
Other Rating Factors:
Fair liquidity 4.4, driven by a liquidity ratio of 29.3 percent and a “hot money” ratio of 0.0 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.8 on a scale of 0 to 10).
Asset Mix:
Securities (39%), consumer loans (36%), other (25%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
3400 Lee Road
Shaker Heights, OH 44120
Shaker Heights, OH 44120
Phone Number
(216) 544-2070
NCUA Charter Number
Largest Competitors
Beavercreek, OH
Cincinnati, OH
Gahanna, OH
Warren, OH
Lima, OH