HUD Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0 on a scale of 0 to 10). Very Weak current capitalization (0.2 on a scale of 0 to 10) based on a net capital to total assets of 3.5 and a net worth ratio of 0.0.
Other Rating Factors:
Operating profits as a percentage of assets at 0.0%, coupled with a return on assets of 0.0 has resulted in Very Weak (0.6) profitability. Weak liquidity 2.9, driven by a liquidity ratio of 15.1 percent and a “hot money” ratio of 9.9 percent.
Asset Mix:
Home mtgs (43%), consumer loans (19%), other (38%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
451 Seventh Street, SW
Washington, DC 20410
Washington, DC 20410
Phone Number
(202) 863-2800
NCUA Charter Number
Website
Largest Competitors
Washington, DC
Washington, DC
Washington, DC
Washington, DC
Washington, DC