Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.4 on a scale of 0 to 10).
Other Rating Factors:
Fair liquidity 3.0, driven by a liquidity ratio of 16.6 percent and a “hot money” ratio of 0.0 percent. A current level of 5.1 percent of nonperforming loans to core capital combined with 2.8 percent from a year earlier contributes to the Good asset quality (6.2).
Asset Mix:
Consumer loans (51%), home mtgs (10%), other (39%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
504 West Third Street
Alliance, NE 69301
Alliance, NE 69301
Phone Number
(308) 762-4725
NCUA Charter Number
Website
Largest Competitors
Omaha, NE
Papillion, NE
Omaha, NE
Lincoln, NE
Alliance, NE