City Co Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.4%, coupled with a return on assets of 0.4 has resulted in Weak (1.8) profitability.
Other Rating Factors:
Weak current capitalization (2.8 on a scale of 0 to 10) based on a net capital to total assets of 5.2 and a net worth ratio of 7.6. Good liquidity 5.2, driven by a liquidity ratio of 45.3 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Consumer loans (30%), home mtgs (0%), other (69%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
220 Grant Street
Pittsburgh, PA 15219
Pittsburgh, PA 15219
Phone Number
(412) 350-5957
NCUA Charter Number
Website
Largest Competitors
Pittsburgh, PA
Pittsburgh, PA
Pittsburgh, PA
Pittsburgh, PA
Pittsburgh, PA