Pine Belt Federal Credit Union
Major Rating Factors:
Operating profits as a percentage of assets at 0.4%, coupled with a return on assets of 0.6 has resulted in Weak (1.6) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.5 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 29.0 and a net worth ratio of 29.3. A current level of 0.7 percent of nonperforming loans to core capital contributes to the Excellent asset quality (8.6).
Asset Mix:
Consumer loans (58%), home mtgs (1%), other (41%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1808 Evelyn Gandy Pkwy.
Hattiesburg, MS 39401
Hattiesburg, MS 39401
Phone Number
(601) 583-3242
NCUA Charter Number
Website
Largest Competitors
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