Northwood Federal Credit Union
Major Rating Factors:
A current level of 16.3 percent of nonperforming loans to core capital combined with 16.3 percent from a year earlier contributes to the Good asset quality (5.3).
Other Rating Factors:
Fair liquidity 4.3, driven by a liquidity ratio of 47.9 percent and a “hot money” ratio of 26.0 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.4 on a scale of 0 to 10).
Asset Mix:
Securities (39%), home mtgs (28%), consumer loans (1%), other (31%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
6836 Castor Avenue
Philadelphia, PA 19149
Philadelphia, PA 19149
Phone Number
(215) 725-8100
NCUA Charter Number
Website
Largest Competitors
Philadelphia, PA
Philadelphia, PA
Philadelphia, PA
Philadelphia, PA
Philadelphia, PA