Riverfront Federal Credit Union
Major Rating Factors:
Fair current capitalization (4.9 on a scale of 0 to 10) based on a net capital to total assets of 7.3 and a net worth ratio of 0.0. Operating profits as a percentage of assets at 0.7%, coupled with a return on assets of 0.2 has resulted in Fair (4.0) profitability.
Other Rating Factors:
A current level of 5.6 percent of nonperforming loans to core capital combined with 4.8 percent from a year earlier contributes to the Excellent asset quality (8.2). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.6 on a scale of 0 to 10).
Asset Mix:
Consumer loans (30%), home mtgs (22%), other (48%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
2609 Keiser Boulevard
Wyomissing, PA 19610
Wyomissing, PA 19610
Phone Number
(610) 374-8351
NCUA Charter Number
Website
Largest Competitors
Philadelphia, PA
Harrisburg, PA
Wyomissing, PA
Wyomissing, PA
Wyomissing, PA