C
RVA Financial Federal Credit Union
Rating Date
May 2024
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Major Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.9 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.7%, coupled with a return on assets of 1.4 has resulted in Excellent (7.2) profitability.
Other Rating Factors: Excellent current capitalization (9.4 on a scale of 0 to 10) based on a net capital to total assets of 11.1 and a net worth ratio of 0.0. A current level of 2.9 percent of nonperforming loans to core capital combined with 2.9 percent from a year earlier contributes to the Excellent asset quality (8.2).
Asset Mix: Home mtgs (38%), consumer loans (30%), securities (12%), other (20%)
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Corporate Info
Address
1700 Robin Hood Road
Richmond, VA 23220
Phone Number
(804) 359-8754
NCUA Charter Number