Springfield Postal Employees Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.4 on a scale of 0 to 10).
Other Rating Factors:
Weak liquidity 2.2, driven by a liquidity ratio of 5.3 percent and a “hot money” ratio of 0.0 percent. A current level of 2.7 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.9).
Asset Mix:
Consumer loans (55%), securities (33%), other (12%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
150 North Limestone Street
Springfield, OH 45501
Springfield, OH 45501
Phone Number
(937) 323-8949
NCUA Charter Number
Largest Competitors
Beavercreek, OH
Cincinnati, OH
Gahanna, OH
Warren, OH
Springfield, OH